Committed to Helping Our Clients Succeed

I look forward to putting my
mortgage services to work for you!

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You've Come to The Right Place

Holly has been in the mortgage/real estate industry for over 28 years, and she joined Graystone Mortgage in early 2010. Over her many years she has had extensive experience in various loan types including, but not limited to Government, Jumbo, New Construction, Investment Properties, and First Time Homebuyers. Holly is very knowledgeable about all of the various programs that are available and keeps up with all of the market and industry changes. She enjoys working with different clients from all walks of life, and in all stages of life.

Some of Holly’s hobbies include martial arts, scuba diving, boating, snowmobiling, traveling, hiking and supporting her favorite soccer team, Real Salt Lake. Holly has earned a 2nd degree black belt in taekwondo, and a 1st degree black belt in tactical self-defense.

Holly has a daughter who is also a 2nd degree black belt. They do just about everything together. They are the best of friends and Holly thinks she is one of the greatest kids around!

Holly is licensed to originate mortgages in Utah, Idaho and Wyoming.

28 Years of Experience

Holly has over 28 years in the mortgage/real estate industry.

Mortgage Loans

Various loan types including, but not limited to Government, Jumbo, New Construction, Investment Properties, and First Time Homebuyers.

Why Choose Our Team

We offer the best mortgage tools available on the Internet – easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Purchasing a new home?

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you're a first-time homebuyer.

Applying for a loan?

Our online application process is conveniently designed to allow you to stop any time and pick up where you left off. After you submit an application, you can check the loan status at your convenience.

Remodeling your home?

If you are planning on remodeling your home - be it a kitchen, bathroom, or backyard - you can contact one of our mortgage professionals who will help find the right loan for you.

Apply Now

Get prequalified, view your progress, securely upload documents and message your LO easily as you go.

Want to go mobile?

Download the app for even more features like secure mobile document scanning and payment calculation.

What our clients are saying...

John Anderson
There isn't a more professional, dedicated, knowledgeable lender in the Salt Lake area. She has ALWAYS found the best deals for my clients and gives everyone the same exceptional attention from beginning to end. Every one of my clients raves about their experience with her and her phenomenal ability to find a way to solve any problem. I pick her every day of the week and twice on Sundays for any of my clients. She has earned my total loyalty time and time and time again.

John Anderson

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Holly spent a considerable amount of time understanding my situation, and then she worked to find the best potential solution for me. Even after we had agreed on a path forward and I had submitted an application, she continued to see if she could find a better resolution for me - which she did! She found new comps that resulted in an appraisal adjustment in my favor, and was able to get my interest rate reduced even further because of it. Holly is exceptionally professional and doesn't stop working for you.
"It's not a 'no' until Holly says 'no!'"

Tim Strickland

Tawni Bronson new

We financed our first home in 2015 and just finished our refinance this month with the Sandy team (Holly Stirling). They are all amazing! They communicated openly with us to give us our options. We understood the process from start to finish, and was able to compete most of it online, which is preferred by me. Everything went smoothly. We have referred family and friends to them, and I highly recommend you contact the team if you are looking to purchase or refinance your home.

Tawni Bronson